| Your business details | Name, address, licence number, insurance details | Many clients and GCs will not accept a quote without them |
| Client and site | Client name, billing address, job site address | The site can differ from the billing address |
| Scope of work | What will be built, repaired or installed, and to what standard | Stops "I thought that was included" arguments |
| Labor | Trade, hours or days, and rate | Usually the biggest and most questioned cost |
| Materials | Item, quantity, unit and unit cost | Lets the client compare specs across quotes |
| Equipment and subcontractors | Hire items and specialist trades | Hidden costs that erode your margin if left out |
| Permits, disposal and cleanup | Fees, skips, waste removal | Frequently forgotten, frequently disputed |
| Contingency | A percentage for unknowns, stated openly | Covers hidden defects without a surprise bill |
| Exclusions | What is not included | As important as the inclusions |
| Payment schedule | Deposit, progress payments, final payment, retainage | Keeps cash flow steady across the job |
| Validity and change orders | Valid-until date, how changes are priced | Protects you from price rises and scope creep |